Vyttila & Thoppumpadi-Ernakulam District
Thrissur Westfort
Punalur-Kollam District
Balaramapuram & Trivandrum
INR 15000 - 16000/month + Fixed Travelling allowance- Rs.2500/- + incentives & Other statutory benefits
Minimum Degree
0-2 Years of experience in Group loan/ MFI as Relationship officer. Freshers can also apply.
A leading Multi-State Co-operative Society requires:
Job Title: Relationship Officer-Gold Loan
Locations: Vyttila, Thoppumpadi (Ernakulam), Thrissur Westfort, Punalur (Kollam), Balaramapuram & Trivandrum
Education: Minimum Degree
Experience: 0-2 Years of experience in Group loan/ MFI as Relationship officer. Freshers can also apply.
Salary Range- INR 15000 - 16000/month + Fixed Travelling allowance- Rs.2500/- + incentives & Other statutory benefits
Gender- Male / Female
License with Two-wheeler
Reporting To: Branch Manager/ Unit Head- Group Loan
PURPOSE:
Relationship officer in Group loans is
responsible for Sourcing Group loan files by enrolling new members to the
society & to collect their repayment weekly basis without dues.
DUTIES & RESPONSIBILITIES
• RO should do morning report from the center on collection days before 8:00 AM.
• On days of no collection demand RO should conduct market surveys and Area surveys accurately to enroll new members conducting Formation Meeting & Know exactly the quality of life of the members in each area.
• Eligible Members should be given a detailed CGT meeting
• After CGT & successful Highmark process the proofs required for the loans & membership should be collected ensuring all proofs are self-attested
• Before planning GRT, RO should ensure all documentations are completed regarding loan application & membership creation.
• The RO should maintain a good relationship with the loan members and their nominees throughout the tenure & should always help them in case of enquiries regarding our society and loan products.
• When Members are ready for GRT the information must be submitted to Branch Manager/Unit Head.
• After the loan is disbursed to the members, the RO shall inform all the members about the date of first collection & meeting day after the approval of Branch Manager/Unit Head.
• The cash received from the field must be handover to the Accounts/branch on the same day after getting verified by Branch Manager/Unit Head.
• RO should ensure all centres are having Centre Meeting Register (CMR)
• Demand sheets must be filed on daily basis after getting signed by BM & Accounts / branch CRE.
• Daily Collection Report should be submitted to the Branch Manager/Unit Head.
• It is also their responsibility to keep the ID card
• It is the responsibility of the RO to file Daily Demand Sheets
• It is the responsibility of the RO to properly forward the loan documents to the branch & custody of it.
Other
Requirements:
·
Experience in
group loan/ MFI
·
Good
expertise in Sales of group Loan Products
·
Energetic and
Highly Enthusiastic for achieving Business goals
·
Knowledge in local Languages
·
Interest in Travelling
·
Good Communication
This job description in no way implies that these are the only
duties to be performed. An employee will be required to follow any other
job-related duties.
18 Steps Consultants, Palimukku, Kochi, Kerala-682016
hr@18stepsconsultants.com
+91 7907722853 / 8547731964
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