18 Steps Consultants, Palimukku, Kochi, Kerala-682016 +91 7907722853 / 8547731964 hr@18stepsconsultants.com

Job Detail

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Location Details:

Vyttila & Thoppumpadi-Ernakulam District

Thrissur Westfort

Punalur-Kollam District

Balaramapuram & Trivandrum

Salary Details

INR 15000 - 16000/month + Fixed Travelling allowance- Rs.2500/- + incentives & Other statutory benefits

Education

Minimum Degree

Experience

0-2 Years of experience in Group loan/ MFI as Relationship officer. Freshers can also apply.

Job Description

A leading Multi-State Co-operative Society requires:


Job Title: Relationship Officer-Gold Loan

Locations: Vyttila, Thoppumpadi (Ernakulam), Thrissur Westfort, Punalur (Kollam), Balaramapuram & Trivandrum

Education: Minimum Degree

Experience: 0-2 Years of experience in Group loan/ MFI as Relationship officer. Freshers can also apply.

Salary Range- INR 15000 - 16000/month + Fixed Travelling allowance- Rs.2500/- + incentives & Other statutory benefits

Gender- Male / Female

License with Two-wheeler

Reporting To:   Branch Manager/ Unit Head- Group Loan


PURPOSE:

Relationship officer in Group loans is responsible for Sourcing Group loan files by enrolling new members to the society & to collect their repayment weekly basis without dues. 

Roles & Responsibilities:

DUTIES & RESPONSIBILITIES 

RO should do morning report from the center on collection days before 8:00 AM. 

On days of no collection demand RO should conduct market surveys and Area surveys accurately to enroll new members conducting Formation Meeting & Know exactly the quality of life of the members in each area.

Eligible Members should be given a detailed CGT meeting

After CGT & successful Highmark process the proofs required for the loans & membership should be collected ensuring all proofs are self-attested

Before planning GRT, RO should ensure all documentations are completed regarding loan application & membership creation.

The RO should maintain a good relationship with the loan members and their nominees throughout the tenure & should always help them in case of enquiries regarding our society and loan products.

When Members are ready for GRT the information must be submitted to Branch Manager/Unit Head.

After the loan is disbursed to the members, the RO shall inform all the members about the date of first collection & meeting day after the approval of Branch Manager/Unit Head.

The cash received from the field must be handover to the Accounts/branch on the same day after getting verified by Branch Manager/Unit Head.

RO should ensure all centres are having Centre Meeting Register (CMR)

Demand sheets must be filed on daily basis after getting signed by BM & Accounts / branch CRE.

Daily Collection Report should be submitted to the Branch Manager/Unit Head.

It is also their responsibility to keep the ID card

It is the responsibility of the RO to file Daily Demand Sheets

It is the responsibility of the RO to properly forward the loan documents to the branch & custody of it.


Other Requirements:

·         Experience in group loan/ MFI

·         Good expertise in Sales of group Loan Products

·         Energetic and Highly Enthusiastic for achieving Business goals

·        Knowledge in local Languages

·        Interest in Travelling

·        Good Communication

 

This job description in no way implies that these are the only duties to be performed. An employee will be required to follow any other job-related duties.

Job Overview
  • Post Date : 08-Oct-2024
  • Last Date : 07-Dec-2024
  • Location: Multiple Locations
  • Vacancy: 6
  • Job Type: Full-time
  • Gender Preference: Any
  • Salary: Upto 16k/month
  • Interview Mode: Offline/Online
**18 Steps Consultants do not demand or accept money from Job Applicant(s)**

Get In Touch

18 Steps Consultants, Palimukku, Kochi, Kerala-682016

hr@18stepsconsultants.com

+91 7907722853 / 8547731964

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