Job Detail

Qualified Chartered Accountant

Minimum 10 years (post CA experience) and minimum 2 years in NBFC.

Manage Financial Planning, Forecasting, and Budgeting processes to optimize resource allocation and revenue growth.

- Provide in-depth financial analysis, insights, and recommendations to guide decision-making.

- Develop and manage annual budget, ensuring alignment with strategic priorities.

As Key Managerial Personnel (KMP) Facilitating NBFCs smooth functioning in entire financial matters of the Company & Entire responsibility of Fund Management, NCDs, NCD Public issues SDs, Bank Loans.

Key Performance Indicators (KPIs) for NBFC CFO:

1. Return on Assets (ROA): Measure of profitability relative to the company's total assets.

2. Return on Equity (ROE): Indicator of profitability relative to shareholder's equity.

3. Net Interest Margin (NIM): Measure of the difference between interest income and interest expenses.

4. Capital Adequacy Ratio (CAR): Assessment of the company's capital adequacy to support its operations and cover risks.

5. Cost-to-Income Ratio: Ratio of operating costs to operating income, indicating operational efficiency.

6. Operational Expenses Ratio: Measure of operational expenses relative to total assets.

7. Non-Performing Assets (NPA) Ratio: Ratio of non-performing assets to total loans, reflecting asset quality.

8. Provision Coverage Ratio (PCR): Ratio of provisions for NPAs to total NPAs, indicating the adequacy of provisions.

9. Current Ratio: Measure of liquidity, comparing current assets to current liabilities.

10. Quick Ratio: Measure of liquidity excluding inventory from current assets.

11. Loan Growth Rate: Rate of change in loan portfolio over a specific period.

12. Deposit Growth Rate: Rate of change in deposit portfolio over a specific period.

13. Value at Risk (VaR): Measure of potential losses in the company's portfolio at a given confidence level.

14. Exposure at Default (EAD): Assessment of potential exposure to defaults in the company's portfolio.

15. Customer Acquisition Rate: Rate of acquiring new customers over a specific period.

16. Customer Churn Rate: Rate of losing customers over a specific period.

17. Customer Lifetime Value (CLV): Prediction of the net profit attributed to the entire future relationship with a customer.

18. Net Promoter Score (NPS): Measure of customer satisfaction and loyalty based on survey results.

19. Entire responsibility of Fund Management, NCDs, NCD Public issues SDs, Bank Loans…

20. As KMP Facilitating NBFCs smooth functioning in entire financial matters of the Company, All communications with Statutory bodies, RBI, SEBI related & Ensure ALM effectively.